[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.infe.cz\/je-nebankovni-hypoteka-bezpecna\/#Article","mainEntityOfPage":"https:\/\/www.infe.cz\/je-nebankovni-hypoteka-bezpecna\/","headline":"Je nebankovn\u00ed hypot\u00e9ka bezpe\u010dn\u00e1?","name":"Je nebankovn\u00ed hypot\u00e9ka bezpe\u010dn\u00e1?","description":"Kdysi se \u0159\u00edkalo, \u017ee jedn\u00edm z \u017eivotn\u00edch c\u00edl\u016f ka\u017ed\u00e9ho mu\u017ee je \u201epostavit d\u016fm, zasadit strom a zplodit syna\u201c. Dnes to ji\u017e samoz\u0159ejm\u011b neplat\u00ed. A co se t\u00fd\u010de t\u00e9 prvn\u00ed \u010d\u00e1sti, pak se m\u00edsto \u201epostavit\u201c v\u00edce hod\u00ed \u201ekoupit\u201c. Jen m\u00e1lokdo si toti\u017e stav\u00ed vlastn\u00ed d\u016fm. Je to p\u0159edev\u0161\u00edm proto, \u017ee n\u00e1klady na stavbu, jak \u010dasov\u00e9 tak ... <a title=\"Je nebankovn\u00ed hypot\u00e9ka bezpe\u010dn\u00e1?\" class=\"read-more\" href=\"https:\/\/www.infe.cz\/je-nebankovni-hypoteka-bezpecna\/\">Read more<span class=\"screen-reader-text\">Je nebankovn\u00ed hypot\u00e9ka bezpe\u010dn\u00e1?<\/span><\/a>","datePublished":"2020-08-17","dateModified":"2023-05-11","author":{"@type":"Person","@id":"https:\/\/www.infe.cz\/author\/#Person","name":"","url":"https:\/\/www.infe.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/da76ffe9456a057fb26f92cd8eb3d2effca853864e9ae2a35290bd1e10b1f7d4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/da76ffe9456a057fb26f92cd8eb3d2effca853864e9ae2a35290bd1e10b1f7d4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"infe.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.infe.cz\/wp-content\/uploads\/hypoteka2_10_10_2.jpg","url":"https:\/\/www.infe.cz\/wp-content\/uploads\/hypoteka2_10_10_2.jpg","height":0,"width":0},"url":"https:\/\/www.infe.cz\/je-nebankovni-hypoteka-bezpecna\/","about":["Finance"],"wordCount":430,"articleBody":"   Kdysi se \u0159\u00edkalo, \u017ee jedn\u00edm z \u017eivotn\u00edch c\u00edl\u016f ka\u017ed\u00e9ho mu\u017ee je \u201epostavit d\u016fm, zasadit strom a zplodit syna\u201c. Dnes to ji\u017e samoz\u0159ejm\u011b neplat\u00ed. A co se t\u00fd\u010de t\u00e9 prvn\u00ed \u010d\u00e1sti, pak se m\u00edsto \u201epostavit\u201c v\u00edce hod\u00ed \u201ekoupit\u201c.Jen m\u00e1lokdo si toti\u017e stav\u00ed vlastn\u00ed d\u016fm. Je to p\u0159edev\u0161\u00edm proto, \u017ee n\u00e1klady na stavbu, jak \u010dasov\u00e9 tak finan\u010dn\u00ed, jsou velk\u00e9. Nast\u011bhovat se do ji\u017e hotov\u00e9ho je mnohem pohodln\u011bj\u0161\u00ed a p\u0159edev\u0161\u00edm rychlej\u0161\u00ed.To, \u017ee je to levn\u011bj\u0161\u00ed, v\u0161ak neznamen\u00e1 levn\u00e9. Je toti\u017e fakt, \u017ee ceny nemovitost\u00ed, a\u0165 u\u017e se jedn\u00e1 o pozemky, domy \u010di byty, je pom\u011brn\u011b vysok\u00e1. B\u011b\u017en\u00fd \u010dlov\u011bk prakticky nem\u00e1 \u0161anci d\u00e1t takovou \u010d\u00e1stku ihned dohromady \u2013 obvykle je t\u0159eba \u0161et\u0159it zhruba deset let. A nen\u00ed t\u0159eba \u0159\u00edkat, \u017ee za tu dobu u\u017e bude na\u0161e vysn\u011bn\u00e1 nemovitost prodan\u00e1.Na\u0161t\u011bst\u00ed existuje \u0159e\u0161en\u00ed ve form\u011b hypot\u00e9ky, tedy \u00fa\u010delov\u00e9 p\u016fj\u010dky, ur\u010den\u00e9 na koupi \u010di rekonstrukci konkr\u00e9tn\u00ed, p\u0159edem dan\u00e9 nemovitosti. A je fakt, \u017ee do rekonstrukce se zde po\u010d\u00edt\u00e1 i stavba domu na koupen\u00e9m pozemku.Hypot\u00e9ky jsou poskytov\u00e1ny bankami i nebankovn\u00edmi spole\u010dnostmi. Av\u0161ak zat\u00edmco na ty prvn\u00ed obvykle pohl\u00ed\u017e\u00edme jako na solidn\u00ed, na ty druh\u00e9 se d\u00edv\u00e1me s podez\u0159en\u00edm. M\u00e1me toti\u017e vsugerov\u00e1no, \u017ee nebankovn\u00ed hypot\u00e9ka nebankovnihypoteky.net je rizikov\u00e1. Pro\u010d?Je to jednodu\u0161e d\u016fsledek v\u0161ech zpr\u00e1v, kter\u00e9 sly\u0161\u00edme v televizi, jak spole\u010dnost, kter\u00e1 poskytla p\u016fj\u010dku, p\u0159ipravila dlu\u017en\u00edka, kter\u00fd nebyl schopen spl\u00e1cet, v exekuci prakticky o v\u0161echen majetek. A to v n\u00e1s vyvol\u00e1v\u00e1 pocit, \u017ee ve\u0161ker\u00e9 nebankovn\u00ed spole\u010dnosti, specializuj\u00edc\u00ed se na poskytov\u00e1n\u00ed nejr\u016fzn\u011bj\u0161\u00edch druh\u016f p\u016fj\u010dek, takto jednaj\u00ed.D\u016fvod je ten, \u017ee tyto zpr\u00e1vy nejsou vyv\u00e1\u017eeny uk\u00e1z\u00e1n\u00edm toho, \u017ee jsou i takov\u00e9 firmy, kter\u00e9 se dr\u017e\u00ed pravidel a skute\u010dn\u011b ned\u00e1vaj\u00ed p\u016fj\u010dku, a\u0165 u\u017e jakoukoliv, klientovi, o kter\u00e9m vid\u00ed, \u017ee pravd\u011bpodobn\u011b nebude schopen spl\u00e1cet.V z\u00e1sad\u011b ale z\u00e1le\u017e\u00ed na n\u00e1s. To my si mus\u00edme je\u0161t\u011b p\u0159ed pod\u00e1n\u00edm \u017e\u00e1dosti uv\u011bdomit, zda skute\u010dn\u011b m\u00e1me dostate\u010dn\u00fd p\u0159\u00edjem na to, abychom mohli bez probl\u00e9mu spl\u00e1cet i v p\u0159\u00edpad\u011b mimo\u0159\u00e1dn\u00fdch v\u00fddaj\u016f. Pak se toti\u017e nebudeme muset b\u00e1t.                                                                                                                                                                                                                                                                                                                                                                                          4.4\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Je nebankovn\u00ed hypot\u00e9ka bezpe\u010dn\u00e1?","item":"https:\/\/www.infe.cz\/je-nebankovni-hypoteka-bezpecna\/#breadcrumbitem"}]}]